Terms & Conditions

By accessing this website, you acknowledge that you have read the following disclaimers and agree to be bound by their terms, as such may be amended from time to time.  

Limitation of Liability

To the fullest extent permissible under applicable law, the materials on this website are provided “as is” and without warranties of any kind either expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. Please refer to the actual policy or the relevant product or services agreement for complete and binding terms.
t’azur Insurance Company (K.S.C.C) makes no representation or warranty of any kind, express or implied or statutory regarding the website or materials or information contained herein or referred to on each page associated with this website. We recommend that you seek specifically tailored advice for personal, medical, legal or financial decisions you may need to make.

Unless otherwise expressly set forth herein, t’azur Insurance Company (K.S.C.C) makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws. Except as expressly permitted herein, the information contained on this website is not an offer to sell or a solicitation to buy any security, Takaful product or other product or service by t’azur Insurance Company (K.S.C.C). No security, Takaful product or other product or service that is offered or sold by t’azur Insurance Company (K.S.C.C), will be effective in any jurisdiction, in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdictions. Some products and services may not be available in all jurisdictions.

This website may be linked to other websites that are not maintained by t’azur Insurance Company (K.S.C.C). t’azur Insurance Company (K.S.C.C) is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by any t’azur Insurance Company (K.S.C.C) of the websites or the content thereof. t’azur Insurance Company (K.S.C.C) does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.

No Solicitation or Advice

Except as otherwise specifically agreed in writing or as provided in any other applicable terms, (i) nothing on this website is an offer that can be accepted so as to create contractual obligations without further action by t’azur Insurance Company (K.S.C.C); (ii) t’azur Insurance Company (K.S.C.C) provides no advice with respect to the use of the website (including, without limitation, regarding the execution of transactions or any legal, tax or accounting advice or advice regarding the suitability or profitability of a security, investment or transaction by means of the website); and (iii) the website is not intended as financial advice or as an offer.

Ownership of Information

Any information, other than personal data or information that you transmit to t’azur Insurance Company (K.S.C.C) via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary, and will become the property of t’azur Insurance Company (K.S.C.C). Such information, other than personal information or data, may be used for any purpose including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. t’azur Insurance Company (K.S.C.C) is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to t’azur Insurance Company (K.S.C.C) via this website or by any other means for any purpose whatsoever including, but not limited to, developing and marketing products using such information.

Termination of Access

t’azur Insurance Company (K.S.C.C) reserves the right, in its sole discretion, to terminate your access to this website and its related pages and services or any portion thereof at any time, without notice. If you happen to reside in a state whose jurisdiction does not give effect to this provision, or terms and conditions in this disclaimer, t’azur Insurance Company (K.S.C.C) will hold your usage unauthorised, and thereby, reserves the right to terminate your access.

Indemnification

You agree to defend, indemnify, and hold t’azur Insurance Company (K.S.C.C) harmless from and against any and all claims, damages, costs, including attorneys’ fees, arising from or related to your use of this website.

Use of Copyrighted Material and Proprietary Rights

All materials, information, trademarks, services, trade names, logos, and icons provided on this site are proprietary to t’azur Insurance Company (K.S.C.C). The use of these images by you, or anyone else authorised by you, is prohibited, unless specifically permitted by t’azur Insurance Company (K.S.C.C). Images displayed on this website are either the property of, or used with permission by, t’azur Insurance Company (K.S.C.C). Any unauthorised use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. All rights are reserved for t’azur Insurance Company (K.S.C.C).

Nothing contained on this website should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark displayed on this website without the written permission of t’azur Insurance Company (K.S.C.C).

Governing Law and Jurisdiction

The terms of these disclaimers are governed by the laws of Kuwait. You hereby consent to the exclusive jurisdiction and venue of courts in Kuwait in all disputes relating to the website of t’azur Insurance Company (K.S.C.C).