General Accidents Insurance
Directors and Officers Liability Insurance
TThis type of policy covers directors and officers (and the company itself where it is legally permitted to indemnify its Directors and Officers) for any wrongful acts committed in their capacity as directors and officers of the company.
Decennial Liability Insurance
This type of policy commences after the completion of construction, it covers loss or damage tothe completed structures/building, which have notbeen discovered by the completion of the projectbut are discovered after handing over the structure to the principal up to a period of 10 years.
Third Party Liability Insurance
This type of policy covers the contributors LegalLiability towards Third Parties in respect of bodilyinjury (fatal or non-fatal) and /or property damagearising out of accidents in the course of executionof contributors business.
Products Liability Insurance
This type of policy indemnifies contributor againstany sums for which he/she becomes Legally Liable due to the use of a particular product manufactured or marketed by the contributor whichcauses accidental bodily injury (including death,illness or disease) to any person; or due to failure of products to perform the function for whichthey were manufactured, designed sold, suppliedor installed.
Professional Indemnity Insurance
This type of policy indemnifies contributor againstany sums for which he/she becomes legally liableas a direct result of any negligent act, error oromission made by him during the performance ofhis duties as a professional. (e.g. engineers, architects, lawyers, accountant etc.).
Plate Glass Insurance
This type of policy covers the breakage of glassthrough any cause (except the exclusions specified in the policy).
Workmen’s Compensation Insurance
This type of policy covers the employees andlaborers of the contributor whilst on duty andengaged in the execution of the Contributor’sbusiness & or any project undertaken by the contributor, against accidental bodily injury, disablement or death, it includes commuting time fromplace of residence to place of work and/or viceversa.
This type of policy covers the loss of moneywhilst in transit or while kept in locked safe, during working hours, up to the limits required bythe Contributor.
Fidelity Guarantee Insurance
This type of policy covers the contributor againstthe risks of Forgery, Embezzlement, Larceny and/or Fraudulent conversion of money committed bythe contributor’s entrusted named employees.
Personal Accidental Insurance
This type of policy covers accidental death or disablement to the contributor.